NETS Prepaid Card FAQs


What is NETS Prepaid Card?

This is the most widely accepted prepaid card that allows you to make payments at all 120,000 NETS merchant points, and in all public buses and trains.

What are the benefits of NETS Prepaid Card?

With the NETS Prepaid Card, you can:

  1. Enjoy the widest ePayment acceptance at all retail points that carry the NETS logo acceptance mark, and in all public buses and trains.
  2. Top-up your card conveniently via any mobile phone, anytime and anywhere! Link your credit/debit card to your NETS Prepaid Card for auto top-up.
  3. Manage expenses and prevent overspending. Monitor expenditure of dependents/FDWs. Raise spending limits real-time in the event of an emergency.
  4. Present the card as a gift to family members and friends. It is the most widely accepted retail and transit gift card in Singapore!
  5. Monitor your payments. Receive real-time notifications via the NETS App whenever your card is charged, so you always know what you have paid for and how much balance you have left.
How much does a NETS Prepaid Card cost?

The retail price of the card consists of a non-refundable card cost of $5, and a variable stored value amount that may vary from $0 to higher amounts. For example, a distributor may retail a $12 card consisting of a non-refundable card costing $5, and a stored value of $7.

Where can I get the NETS Prepaid Card?

The card is available online and at several NETS official distributors. Please visit our website at for an updated list of our distribution points, partners and promotions.

Should I register/link my NETS Prepaid Card?

We recommend you to download the NETS App, and to link your NETS Prepaid Card to your NETS Account. Linking the card provides many very useful features such as:

  1. Convenient top-ups, and the option to set up auto top-up so that you never run out of funds in the card.
  2. The option to set daily spending limits to ensure that you do not overspend.
  3. The option to view you card balance and transaction history, as well as download receipts.
  4. The ability to lock your card to prevent unauthorized use in case you have misplaced your card.
  5. The ability to seamlessly perform a full refund of the card balance to your bank account if your card has expired, or if you have permanently lost your card.
What personal information must I provide to register a NETS Account?

Only your email address and mobile number are required to register your NETS Account, so that we are able to update you on important matters concerning your card, as well as on other NETS services that you may have subscribed to. We will validate your email address and mobile number during the registration process.

Should I protect my NETS Prepaid Card information?

Please do not share your card’s information (card number, security code or validity period) with others. Link your card to your NETS Account immediately in order to protect your card in the event of theft or misuse. Reveal you card details only to NETS for official purposes.

How many NETS Prepaid Cards can I link to my NETS Account. How much funds can I store in a Card?

You can have a maximum of 10 valid NETS Prepaid Cards linked to your account at any point in time. Note that the total aggregate balance of your NETS Prepaid Card, regardless of the number of cards that are linked to your NETS Account (inclusive of your vCashCard wallet if you have one), is not allowed to exceed $1,000. The cards that you have registered are non-transferable.

What is my NETS Prepaid Card’s validity and refund period?

Your card has a validity period of five years. The validity date is indicated on the back of the card. You may seek a full refund up to 12 months after the validity period. Please use the NETS App to assist in the refund process. It takes up to seven business days for the refunds to be credited to your bank account. No refunds are allowed 12 months after the validity period.

Where can I top-up my NETS Prepaid Card?

The quickest and most convenient way to top-up your card is by using the NETS App. With the NETS App, you can set up shortcuts to top-up your card quickly. Alternatively, you may wish to set up auto top-up so that your card will top-up automatically when it reaches a low balance of your choice ($10, $20 or $50). For a one-off top-up without registration, you may top-up the card anonymously on the NETS App or at

Physical top-up locations and other methods of top-up will be available over time. Please visit our website at for the latest information on top-up locations and options.

How much can I top-up and what are the charges for top-up?

You can top up $100 each time using your credit/debit card. You can perform a maximum of 3 top-ups per card per day.

Top-up convenience fees are waived for the following funding sources:

  • DBS/POSB issued VISA and MasterCard credit/debit cards
  • UOB issued VISA and MasterCard credit/debit cards

Top-up convenience fee of $0.50 per top-up is applicable for the following funding sources:

  • All other bank issued VISA and MasterCard credit/debit cards
  • AMEX credit/debit cards
Do I need to tap or insert for my NETS Prepaid Card when making payments at acceptance points? Do I need to enter a PIN?

The NETS Prepaid Card is a dual interface card that supports both contact and contactless modes of payment. You can make payments either by tapping or inserting your card to the terminal. For your convenience and safety, we recommend that you use the contactless option. No PIN is required for making payments.

Where can the NETS Prepaid Card be accepted?

Being the most widely accepted stored value payment card in Singapore, the card can be accepted in all public buses and trains, as well as at all retail points that carry the NETS acceptance mark.

I do not see my card balance on the transit reader when paying for bus or train rides. How do I find out my card balance?

To view your card balance, please download the NETS App and link the card to your NETS Account. You can view your card balance, perform top-ups and view your transaction history after linking your card to the app.

How are public transport fares charged?

The fares that you incur in public transport are not deducted immediately. Instead, your fare deduction is posted daily as a lump-sum. You can see the lump-sum deduction displayed in the transaction history of the NETS App.

What is Minimum Purse Value (MPV) and why is there an MPV for my card?

The Minimum Purse Value (MPV) is the required minimum balance that your card must have before you board public buses and trains. The MPV is set at $3, which is the minimum amount required for a single transit fare.

Please be sure that your card has at least $3 (Minimum Purse Value) when taking public buses and trains. Otherwise, your card will be blocked from further use for public transport. To unblock the card for use in public transport, please top-up the card above the Minimum Purse Value of $3 and present your card to the Passenger Service Centre of train stations to initiate the unblocking. Do note that it may take between 15 to 30 minutes for the unblocking to be complete.  Please refer to the NETS App to obtain the status of your card.

My card is “Bus/MRT Blocked”! What should I do?

Please top-up your card immediately with the NETS App to at least above the Minimum Purse Value of $3. After the top-up, your card will not be unblocked immediately. Please present your card to any Passenger Service Centre of train stations for assistance. Thereafter, you may need to wait between 15 to 30 minutes for the unblock status of your card to be propagated throughout the public transport network. Please refer to the NETS App to obtain the status of your card.

Even though there is sufficient funds in my card, it continues to be blocked for bus and MRT rides. Why?

The blacklist for payments at transit is located in the public transit gantry system. In order to remove the “Bus/MRT Blocked” status of the card, the following two conditions are necessary:

  1. Maintain a minimum balance of $3 in the card.
  2. Card status refresh that can be done only in either one of the 2 following ways:
    1. Present the card to any Passenger Service Centre of train stations, or any transit gantry to initiate a card status refresh.
    2. Periodic refresh of the card status initiated only by the transit Authorities.
How do I receive notification of my transactions and card status?

Please create a NETS Account using the NETS App and link your card to your account. Ensure that you have granted NETS the necessary permissions to send you push notifications. In addition to push notifications, you will also receive SMS or emails on transaction notifications, and on important changes to your card status.

Why is my transaction declined?

There could be several reasons leading to a declined transaction. You can check your card and transaction status by using the NETS App.

The possible causes include:

  • Insufficient funds: Please check your card balance, or ensure that you turn on the auto top-up in the NETS App.
  • Wrong payment mode: Merchant or acceptance points have accidentally chosen the incorrect payment mode (i.e. NETS FlashPay/CashCard or other payment modes). Merchant should select NETS as the correct payment mode to allow payment using your card.
  • Daily limit exceeded: You have set a daily spending limit and the limit has exceeded. Turn off the daily limit, or set the limit to a higher amount in the NETS App.
  • Card is locked: You may have locked your card. Please unlock your card in the NETS App.
  • Card is blocked for public transport: Please refer to “My card is Bus/MRT Blocked! What should I do?” for troubleshooting.
  • Card is expired: Please perform a refund of your remaining card balance using the NETS App.
  • Card is terminated: If this is unexpected, please contact for assistance.
  • At certain merchants where payment is accepted not for goods or services i.e. charities, betting and money changing.
Why is the payment terminal requesting for a PIN?

On certain older terminals, if the payment amount is above $100, the terminal may erroneously request for a PIN. To bypass this issue, simply insert your card (instead of tapping the card) into the terminal during the payment process.

What should I do if I have misplaced my NETS Prepaid Card, or if my card is stolen or damaged?

If you have misplaced your card, you may wish to temporarily lock your card using the NETS App to prevent unauthorized use. If you are able to retrieve your card, unlock your card using the NETS App to enable payments. Note that locking your card may not prevent the initial accidental or intentional use of the card in public transportation. A locked card will subsequently be blocked for Bus/MRT usage. Please refer to “My card is Bus/MRT Blocked! What should I do?” for troubleshooting.

If your card is damaged, stolen or compromised, please perform a card termination/refund on the NETS App to transfer the full card balance to your bank account.

Why did the auto top-up not trigger when there was insufficient funds to make a payment?

The auto top-up does not take place at the point-of-sale. Instead, it takes place at certain frequent designated times of the day when the card’s balance falls below the threshold ($10, $20 or $50) that you have chosen during set-up.

Why is my top-up to NETS Prepaid Card declined?

Your top-up may have been declined because of the following reasons:

  • In order to prevent potential misuse, only 3 credit/debit card top-ups are permitted per card and per day. The maximum number of 3 top-ups is applicable to the individual credit/debit card and it is also applicable to the individual NETS Prepaid Card. Please top-up your card again the next day.
  • Your card is locked. Please unlock your card before topping up.
  • Your card’s status is suspended. Please contact NETS at for assistance.
  • Your card’s status is expired. Please perform a refund of your remaining card balance using the NETS App.
  • The attempted top-up exceeds the $1,000 limit set for each NETS Account. Please top-up a smaller amount, or utilize your existing funds before attempting another top-up.
Why am I not allowed to link more NETS Prepaid Cards to my NETS Account?

You are allowed to link a maximum of 10 valid NETS Prepaid Cards to your NETS Account. The total balances of all your cards (including the vCashCard if you have one) must not exceed $1,000. The request to link your card will be rejected if the total balance of all your cards, including the new card that you are attempting to link, exceeds $1,000.

Why is my request for refund or termination rejected?

Refunds are not allowed for cards that have expired for more than 12 months.

If you have performed too many refunds within the same calendar year, the refund function will be disabled for your NETS Account in that calendar year.

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(65) 6272 0533 / (65) 6229 7201

Operating Hours:

8:30am to 5:30pm (Mondays -Fridays)

We are closed on Saturdays, Sundays and Public Holidays

NETS Customer Service Hotline

(65) 6274 1212 / (65) 6229 7200

Operating Hours:

24-hour (Monday – Sunday)

NETS Main Office

351 Braddell Road #01-03
Singapore 579713

Operating Hours:

8:30am to 5:30pm (Mondays -Fridays)
We are closed on Saturdays, Sundays and Public Holiday.