FAQs > Paying using credit card
Paying using credit card
Getting started
  What kind of credit card information can I store with eNETS?
  What are my benefits of storing the credit card information with NETS?
  Do I need any special hardware?
  How secure is the transmission of payment information over the internet?
  How secure is the transmission of payment information when I use my mobile phone?
  What kind of security upgrade will eNETS be implementing?
  Why is eNETS implementing this security upgrade?
  How will I be affected if my browser does not support SSL v3 or 128-bit encryption?
  Should I encounter the error described in (3), how can I continue?
  What browser version must I have to pay through eNETS?
  How can I check my browser security setting?
  Why can't I see the payment page where I can input my credit card details for payment?
   
Login
  What do I need to store my credit card details with NETS?
  If I have forgotten my eNETS ID, how do I login?
  If I have forgotten my PIN, how can I login?
  If I cannot remember my PIN despite the hint, how can I login?
  What happens if I cannot answer the challenge question?
   
Making payment via the internet
  If I have stored my credit card information with NETS, how do I may a payment over the internet?
  What is the maximum transaction limit?
  How would I know if the transaction has been successfully processed?
  Who do I contact if I have technical problems when making payments?
  Can I use other operating systems, other than Win 9x / NT?
  Why is the website slow at times?
  There is a 'Java Script Error' on my computer. What should I do?
  What should I do if I see 'This program has performed an illegal operation' on my PC?
   
Making payment via the mobile phone
  If I accidentally sent my message more than once, can I cancel the duplicate transaction?
  What is the maximum transaction limit?
  How would I know if the transaction has been successfully processed?
  Will I be informed or receive an error/help message if my transaction is unsuccessful?
  Is there any proof of receipt or something similar for my successful transaction?
  Before I receive a confirmation on my first transaction, can I initiate another transaction?
  How long does it take to complete a transaction using mobile phone?
  May I receive an incoming call or make an outgoing call while performing an SMS transaction?
   
Update Credit Card Details
  How do I update my Credit Card details after registration?
  How quickly is the information updated?
   

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Getting started
 
What kind of credit card information can I store with eNETS?
You may store credit card information such as your Credit Card number and expiry date. Your card details will be stored in an encrypted format so as to ensure that the details cannot be read in clear.

Store with us your Visa or MasterCard card details. Register with My eNETS today.
What are my benefits of storing the credit card information with NETS?
You will be able to make payments via Internet or mobile phone without having to reveal the sensitive information. You will also be able to track your card transactions up to the last six (6) months through My eNETS.
Do I need any special hardware?
We recommend the following:
- PC with at least a Pentium 133MHz processor or faster
- 32 MB RAM or higher
- SVGA or higher resolution monitor, 256 colours minimum
- Modem of 28.8 kbps or higher
- Windows 9x / NT / ME / XP Operating system
Note: Please ensure that your browser's Java & JavaScript functions are enabled.
How secure is the transmission of payment information over the internet?
NETS adheres to strict security procedures for the storage of information and the prevention of unauthorised access.

Security features include:
- use of VeriSign digital certificates at NETS website to provide 128-bit encryption of your data
- one-way hashing of your PIN
- message authentication coding (MACing) of payment requests, using triple data encryption standard (3DES)
- automatic logoff when no activity is detected from your PC after ten (10) minutes
- GSM encryption to encrypt your messages
- re-configuration of modem to accept messages only from delegated Gateway
How secure is the transmission of payment information when I use my mobile phone?
Sensitive payment information such as your eNETS PIN and Credit Card number are never transmitted during a payment transaction.

All user information is also stored encrypted in a secure environment.
What kind of security upgrade will eNETS be implementing?
On 31 May 2006, eNETS will be upgrading its system to only internet messages from:
i) SSL v3
ii) Message signed with at least 128-bit encryption.

Currently, the eNETS system supports:
- SSL v2, SSL v3
- Message signed with at least 128-bit encryption.

With this security upgrade, SSL v2 and encryption strength of less than 128-bits will not be supported after 31 May 2006.
Why is eNETS implementing this security upgrade?
eNETS prides itself on offering the most convenient, reliable and secure online payment for the best purchasing experience on the Internet. We also consistently align ourselves with leading industry standards and other requirements as established by card brands. One such standard is the Payment Card Industry (PCI) standard developed by Visa, MasterCard and Amex.
How will I be affected if my browser does not support SSL v3 or 128-bit encryption?
If you are using a browser that does not support SSL v3 or encryption with less that 128-bit, uou will not be able to make a payment through eNETS. Once the eNETS system detects a request coming from a browser with a security setting lower than that required, the system will not establish a connection with that browser. When that happens, you will see the standard internet error message such as “Page not found” or “Error 404”.
Should I encounter the error described in (3), how can I continue?
To diagnose the cause of the problem, please check your browser version. Browsers supported are:
i) Microsoft Internet Explorer (IE) ~ Versions 5.5 SP2 through 6.0 SP1
ii) Netscape ~ Versions 6.2 through 7.0

If the browser is of a lower version, you may upgrade their browser by clicking one of the links below:
i) Microsoft IE users: http://www.microsoft.com/windows/ie
ii) Netscape users: http://browser.netscape.com
What browser version must I have to pay through eNETS?
eNETS has been tested to support the following Internet Browsers:
i) Microsoft Internet Explorer (IE) ~ Versions 5.5 SP2 through 6.0 SP1
ii) Netscape ~ Versions 6.2 through 7.0

Please note that new versions of a browser,BETA versions or other browser brands (such as Firefox and Opera) are not yet certified for optimal use with eNETS services.
How can I check my browser security setting?
Please follow the given steps below:
(a) If you are using Microsoft Internet Explorer
  To check the security level in Microsoft Internet Explorer, open a browser window.
 
   
i) From the toolbar, select Help > About Internet Explorer. ii) The cipher strength should be indicated as 128-bits.
 
   
  To check the SSL version supported in Microsoft Internet Explorer, open a browser window.
 
   
i) From the toolbar, select Tools > Internet Options > Advanced tab
ii) Scroll all the way down to “Security”.
iii) Click the checkbox next to “Use SSL 3.0” if it is not already checked.
 
   
(b) If you are using Netscape
  To check the security level and SSL version for Netscape, open a browser window.
 
i) From the toolbar, select Tools > Options > Advanced category.
ii) On the Advanced panel, scroll to the Security section. (If no subcategories are visible, click to expand the list.)
iii) Click the checkbox next to “SSL 3.0” if it is not already checked.
Why can't I see the payment page where I can input my credit card details for payment?
This happens when you have a pop-up blocker. You'll have to add the following URLs in your list of allowed sites to view it.

payment.consumerconnect.com.sg
www.enets.com.sg
www.enets.sg

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Login
 
What do I need to store my credit card details with NETS?
You will need to register with My eNETS.

Once you have registered and login to My eNETS, go to “Credit” to set-up your credit card details.

If I have forgotten my eNETS ID, how do I login?
You will not be able to login if you have forgotten your eNETS ID. You may call NETS Call Centre for assistance.

NETS Call Centre operating hours are:
Mondays to Saturdays : 9.00 a.m. – 7.00 p.m.
Sundays & Public Holidays:
10.00 a.m. – 7.00 p.m.
If I have forgotten my PIN, how can I login?
If you have forgotten your PIN, select "Forgot PIN?". You will be prompted with your challenge question (which you had specified during the registration).

Enter the correct answer to the question and NETS will e-mail you (at the registered e-mail address) your eNETS ID and the hint to your PIN (which was also specified during the registration).
If I cannot remember my PIN despite the hint, how can I login?
If you cannot remember your PIN despite the hint e-mailed to you, you will not be able to access My eNETS. You may call NETS Call Centre for assistance at 6274 1212.
What happens if I cannot answer the challenge question?
You will not be able to receive your hint to your password for My eNETS. Please call NETS Call Centre at 6274 1212 for assistance.

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Making payment via the internet
 
If I have stored my credit card information with NETS, how do I may a payment over the internet?
Step 1: From the participating merchant’s website, took out for the option to pay by credit card.

Step 2: You will be redirected to a page where you can enter your credit card information manually, or enter your eNETS ID and PIN and select your Credit Card Alias.

Step 3: User will be shown a pop-up box. Click on ‘Ok’ if you want to continue with the transaction and ‘Cancel’ if you want to terminate the transaction.

When a transaction is successful, the merchant will be able to provide an electronic receipt.
What is the maximum transaction limit?
The maximum transaction limit is your Credit Card limit.
How would I know if the transaction has been successfully processed?
You will receive an instant acknowledgement receipt from the merchant informing you that the transaction was successful.

You may also check the transaction history by logging into My eNETS.
Who do I contact if I have technical problems when making payments?
You may send via e-mail, detailing your technical problems, to info@nets.com.sg or call NETS Call Centre at 6274 1212 during office hours.

We would appreciate it if you could provide the following information when reporting problems:
- Date and time when error occurred
- The error message(s) or describe the screen you encountered
- Your Credit Card type
- The Operating System (Windows, Macintosh, Unix) you are using
- Browser (Microsoft Internet Explorer, Netscape Navigator)
- Your contact number during office hours
Can I use other operating systems, other than Win 9x / NT?
eNETS Credit was developed specifically for Windows 9x or NT or XP operating system. Other operating systems may not be compatible.
Why is the website slow at times?
The speed depends on various factors:
- the traffic on your Internet Service Provider (ISP);
- the amount of traffic on the Internet;
- interruption to telephone line;
- speed and quality of the modem; etc.

If you repeatedly encounter slow response at our website, please provide details of the URL (website address) and time of access. We will contact you soon to advise on situation.
There is a 'Java Script Error' on my computer. What should I do?
This usually happens when a transaction is attempted before the Java applet is completely loaded into your PC.

To reload the applet, click on the toolbar, re-select the transaction and wait for the loading to be completed before you proceed. If this does not help, please try clearing the browser's cache before you log in again.
What should I do if I see 'This program has performed an illegal operation' on my PC?
This is commonly known as GPF (General Protection Fault). You'll have to restart your browser. If the problem persists, please consult your PC vendor.

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Making payment via the mobile phone
 
If I accidentally sent my message more than once, can I cancel the duplicate transaction?
No, however, the merchant will do the appropriate refund for the excess payment made.
What is the maximum transaction limit?
Your Credit Card limit applies.
How would I know if the transaction has been successfully processed?
You will receive an SMS message from NETS informing you that the transaction has been successful.
Will I be informed or receive an error/help message if my transaction is unsuccessful?
Yes, an appropriate error/help message will be sent to your mobile phone, informing you that the short message you had sent was invalid or that the transaction could not be processed.
Is there any proof of receipt or something similar for my successful transaction?
Yes, an e-mail will be sent to you if your transaction was successful. You can keep the e-mail to show that payment was made.
Before I receive a confirmation on my first transaction, can I initiate another transaction?
Yes, you may.
How long does it take to complete a transaction using mobile phone?
Your transaction should be completed in about one minute after you have sent the short message to NETS.
May I receive an incoming call or make an outgoing call while performing an SMS transaction?
Yes, but only if your mobile phone supports the making and receiving of phone calls in the middle of composing an SMS message.

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Update Credit Card Details
 
How do I update my Credit Card details after registration?
You may update your Credit Card details when you access My eNETS.
After login, go to “Credit” and select “Update Credit Card Details”.
How quickly is the information updated?
It is done immediately.

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